Summit credit union cd Interest rates for Summit Credit Union CDs are competitive with other financial institutions. As of March 2023, the APY (annual percentage yield) for a 12-month CD is 2.50%, while a 60-month CD offers an APY of 3.00%. These rates are subject to change, so it's essential to check Summit Credit Union's website or contact a representative for the most up-to-date information. Early withdrawal penalties apply if a Summit Credit Union CD account holder decides to access their funds before the maturity date. For terms of 12 months or less, the penalty is 90 days' dividends on the amount withdrawn. For terms longer than 12 months, the penalty increases to 180 days' dividends on the amount withdrawn. These penalties are designed to discourage early withdrawals and encourage savers to maintain their deposits for the full term. Upon maturity, Summit Credit Union CD account holders have several options. They can roll over the CD into a new term, withdraw the funds, or transfer the balance to another Summit Credit Union account. If the account holder chooses to roll over the CD, they may have the opportunity to take advantage of higher interest rates if rates have increased since the initial deposit. Summit Credit Union also offers special CDs, such as bump-up CDs and jumbo CDs. Bump-up CDs allow account holders to request a higher interest rate once during the term if rates increase. Jumbo CDs require a higher minimum deposit, typically $100,000 or more, and often offer slightly higher interest rates in return. In summary, Summit Credit Union CDs provide savers with a safe and reliable way to grow their funds over time. With various terms, competitive interest rates, and flexible options upon maturity, Summit Credit Union CDs can be an attractive choice for those looking to save for specific goals or simply earn a higher return on their savings. 5. Spa at Hotel Kilbourne Upon maturity, Summit Credit Union CD account holders have several options. They can roll over the CD into a new term, withdraw the funds, or transfer the balance to another Summit Credit Union account. If the account holder chooses to roll over the CD, they may have the opportunity to take advantage of higher interest rates if rates have increased since the initial deposit. Summit Credit Union also offers special CDs, such as bump-up CDs and jumbo CDs. Bump-up CDs allow account holders to request a higher interest rate once during the term if rates increase. Jumbo CDs require a higher minimum deposit, typically $100,000 or more, and often offer slightly higher interest rates in return. Mugshots have been taken for over a century, with the first known mugshot being taken in the late 1800s. In the early days of mugshots, they were primarily used to identify repeat offenders and to help law enforcement agencies keep track of known criminals. However, in recent years, mugshots have become a controversial topic due to their widespread availability on the internet.
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